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Traditional
Credit Repair |
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If you have old derogatory credit
and are considering handling credit repair on your own, this may be an
economical and time-saving alternative. Traditional credit repair firms use the
same techniques you could on your own, but for a nominal fee they handle the
clerical work for you.
Cost: $30-40/month
Time required: 6-9 months
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free consultation
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Bankruptcy
Re-Listing |
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Immediate credit score increase.
Bankruptcy Re-listing involves the re-classification of all credit history for
those accounts included in a bankruptcy. Bankruptcy re-listing has an almost
immediate and profound impact on the credit score.
Cost: $750-1000 flat rate
Time required: 30-45 days
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free consultation
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Deletion
Letter Specialist |
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Immediate and permanent credit
improvement. Deletion letter specialists bring swift permanent resolution to
past due accounts and the derogatory credit history. This alternative is best
for those seeking immediate credit repair, such as when buying or refinancing a
home loan.
Cost: $100-200 per item (all three bureaus)
Time required: 15-30 days
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free consultation
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Credit
Lawyer |
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Law firms specializing in removing
derogatory credit history for nominal fees are often the best alternative for
consumers seeking a full-service credit repair alternative with the backing of
a lawyer to bring additional strength to the process.
Cost: $99 set-up & $40/month
Time Required: 6-9 months
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free
consultation
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