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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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HOME :: RESEARCH :: DEBT :: NEWS:: JUN 2007

With the right approach, paying for college can be less of a burden


 It's no secret that higher education costs are on the rise. Over the last two decades, the price of attending two- and four-year public and private colleges has grown more rapidly than inflation and family income. In fact, last year the average tuition and fees for four-year public colleges rose nearly three times faster than the national inflation rate.

Consequently, students of all economic levels are borrowing money to help finance their education. According to a report issued by the National Center for Public Policy and Higher Education, only 17% of the highest-income families borrowed for college in 1990, but that figure increased to 45% by 2000. In addition, the U.S. Department of Education reported the average amount of debt incurred by a public college graduate totaled $16,243 in 2000; those who attended private colleges incurred $17,613 in debt.

read entire article on Black Enterprise

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