Americans love to spend money they don't have. Debt may be a way of life, but we've been taking on more of it since 1990.
According to statistics, 72% of the debt in this country has been created over the last 17-years. During that time there has been an explosion of companies and individuals who help people manage, reduce or erase personal debt.
Consumers must carefully choose a debt adjuster or credit counselor. If you don't, you could end up deeper in debt instead of getting out of it.
