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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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HOME :: RESEARCH :: DEBT :: NEWS:: AUG 2005

Few Bad Apples Among Debt Collectors


ut that debt collectors made an estimated 4 billion phone calls last year, but only 58,687 complaints were lodged with the Federal Trade Commission. According to the Federal Reserve, consumer debt totaled $10.3 trillion at the end of 2004. Professional debt collectors provide a cost-effective way to recoup funds for enterprises extending this credit, including businesses, hospitals, colleges and even government. The collection industry employs 445,000 people, and Bureau of Labor Statistics projections show faster-than-average job growth in the industry through 2012.

read entire article on Washington Post

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