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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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HOME :: RESEARCH :: DEBT :: NEWS:: AUG 2005

A nationwide debt negotiation scam is leaving consumers worse off


Coral, a Maui resident, was current on her bills but stressed over mounting debt when she decided to contact a debt-settlement company that advertised it could solve her problems by reducing the amount she owed creditors. Eight months after enrolling in the company's debt-settlement program, Coral's credit was in arrears, her debt load had substantially increased and she was forced to file bankruptcy. To add insult to injury, she also was out the thousands of dollars she had paid the company.

read entire article on Honolulu Star Bulletin

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