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Bank of Montreal, Canada's fourth-largest bank and the parent of Chicago's Harris Bank, had its credit rating cut by Standard & Poor's Rating Services because of weak risk management that led to the biggest commodities trading loss for a Canadian bank.
The debt rating for the Toronto-based bank was cut to A-plus from AA-minus, S&P said.
It's the first S&P downgrade for the bank in 20 years.
"It's still a very strong rating," said Bank of Montreal spokesman Ralph Marranca.
S&P said last month that it was reviewing the bank's operations after the lender reported pretax trading losses of $641 million from trading natural-gas options. The losses were equal to 12 percent of the bank's net income last year.
