As the saying goes, there’s strength in numbers, but when it comes to personal credit, one number in particular – the credit score – matters most.
While gaining credit is largely a numbers game, local experts say there are several common sense guidelines consumers can use to add muscle to their creditworthiness.
Beefing up
One of the most important factors in a lender’s decision to give credit is the credit score – that seemingly magical number between 300 and 850.