Climb to the top of the priority list. Everyone that seeks to deal with debt
collectors or credit bureaus should be armed with this template package. This
collection of letter and fax templates is a powerful means to dealing with all
three credit bureaus and debt collectors
[more...]
Learn your options with regard to refinancing the existing loan to lower your
monthly payment, lower the interest rate, pull cash out or shorten the term of
your existing home loan, we can match you with a home loan program that meets
your specific needs. Our nationwide network of home loan and mortgage refinance professionals have
access to literally hundreds of loan programs perfectly suited for those with
less than perfect credit.
The companies -- Debt Relief of America, Fidelity Debt Consultants, Freedom Group and New Horizons Debt Relief -- will also refund a total of $517,000 in fees and charges to 366 West Virginia consumers.
Debt settlement is a plan offered for a fee in which consumers are advised or expected to stop making payments to credit card banks or other unsecured creditors and are directed to make monthly payments to the debt settlement company or into a separate fund or account until the debt settlement company determines that sufficient funds have been accumulated, McGraw said.
The debt settlement then attempts to negotiate lump sum settlements of the consumers' accounts for less than the balance owed.
