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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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HOME :: RESEARCH :: DEBT :: NEWS:: MAY 2007

SMTC Reports First Quarter Results


First Quarter Highlights - Growth in first quarter revenue to $69.5 million, a 16% increase over first quarter 2006. - Growth led by diversified customer base of both long-standing and new customers. - Net income of $2.8 million or $0.19 per share for the first quarter of 2007, approximately three times net income reported in the first quarter 2006. Net income in the first quarter of 2007 includes a one-time non-cash income tax recovery of $1.5 million. - Operating earnings of $2.9 million representing a 35% increase over the comparable period last year - EBITDA(x) of $4.2 million in the quarter, representing a 28% increase over the first quarter of 2006. - Generated cash flow of $4.0 million used primarily to reduce debt

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