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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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HOME :: RESEARCH :: DEBT :: NEWS:: APR 2005

Creditors Can't Seize IRAs


The Supreme Court ruled unanimously that creditors may not seize Individual Retirement Accounts (IRAs) from people who file for bankruptcy, according to an article by The Associated Press. Under bankruptcy law, benefits associated with age, disability or illness including, IRAs, 401(k)s, Social Security and pensions are all protected. More than 1.6 million people filed for personal bankruptcy in 2004. Experts say many of them are people over the age of 55 who recently lost their jobs.

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