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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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HOME :: RESEARCH :: DEBT :: NEWS:: APR 2005

Bankruptcy reform legislation: Debtors options dwindling


The bankruptcy reform legislation that's widely expected to be approved by Congress this week and go into effect in October will require many consumers to repay a portion of the money owed instead of walking away from the debt. It's a striking difference from the current law, which erased the debt of more than two-thirds of filers in 2004, according to the American Bankruptcy Institute.

read entire article on The Journal News

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