Climb to the top of the priority list. Everyone that seeks to deal with debt
collectors or credit bureaus should be armed with this template package. This
collection of letter and fax templates is a powerful means to dealing with all
three credit bureaus and debt collectors
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Learn your options with regard to refinancing the existing loan to lower your
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less than perfect credit.
There are definitely wrong ways to spend a tax refund, said Christine Carleton, a financial planner with the Asset Advisory Group. Carleton and other experts are almost unanimous as to what to do with a tax refund: Pay off credit card debt or any other high-interest debt.
"You're paying 15 to 22 percent interest" on credit card debt, said Richard Feinberg, a professor of retail management at Purdue University.
