Climb to the top of the priority list. Everyone that seeks to deal with debt
collectors or credit bureaus should be armed with this template package. This
collection of letter and fax templates is a powerful means to dealing with all
three credit bureaus and debt collectors
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Learn your options with regard to refinancing the existing loan to lower your
monthly payment, lower the interest rate, pull cash out or shorten the term of
your existing home loan, we can match you with a home loan program that meets
your specific needs. Our nationwide network of home loan and mortgage refinance professionals have
access to literally hundreds of loan programs perfectly suited for those with
less than perfect credit.
Don't Let December Debt Haunt Your New Year's Resolutions
Currently, consumer debt is at an all-time high and many people are still paying off their credit cards from last Christmas.
As we all know, accumulating December debt is a bad way to end the year. In the back of our minds, we know our stress will be worse in January when we must face the stack of bills that we can't pay off.
According to the experts at Consolidated Credit Counseling Services, the first step is to take a look at your credit situation and figure out your debt-to-income ratio. As a rule of thumb, your total installment debt (e.g., credit cards, auto loans, student loans) shouldn't exceed 15 percent of your annual take-home pay.
