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Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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HOME :: RESEARCH :: DEBT :: NEWS:: OCT 2006

Escaping debt can be hard


Our mistakes take many forms. Relationships. The dreaded foot in the mouth. Oh, and money. Like the time I found myself in line at my college's student union, waiting for a Western Union money transfer from my father.

A few hours before, the lights in my apartment had gone out. A few days before that, I got a certified letter from my landlord, who was not just saying hello. The problem: I had spent too much of my paycheck on beer and sandwiches at Jimmy John's and failed to account for essentials. I was flat broke.

I called my father and begged for help. After some grumbling, he wired $500 to the campus branch of Western Union, where the woman at the counter said the cash came with a message. Stripped of some colorful adjectives, my dad's message was clear: Learn how to manage your money!

That slip-up years ago certainly wasn't my last one involving money, and heeding my father's advice has occasionally been a struggle. But I draw comfort in knowing that I'm hardly alone when it comes to making financial blunders.

read entire article on AberdeenNews

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