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The continuous rise in unsecured personal debt has made the banks in England to tighten up their lending policies. Report revealed by Datamonitor shows that UK is the most indebted country in Western Europe. This is the reason why banks tightened up their lending policy.
London (chance4finance) October 03 2006: Lending policies have been tightened up by the Banks in England. The step has been taken immediately after a report came from Datamonitor that UK is the most indebted country in Western Europe.
The recent report from Datamonitor showed that in 2005 the UK credit market had unsecured personal debt running to 215 billion. The average family in UK owes double the amount of any other country in Europe.
It is Paul Marsh, a financial services spokesman at business consultancy firm Datamonitor who have revealed that the banks in England are going to tighten up their lending policies. He wanted to warn the consumers to this new trend that came after continuous increase in debt level.
