Dear Ken: I had some credit problems in the past and would like to improve my credit score. Someone told me there are companies out there that will fix your credit for you and get the bad stuff taken off. Can they really do that?
A: Yes and no. Some companies claim they can fix or improve your score and may charge you from $195 to $495 for their services. However, there is no guarantee that your score will improve. In most cases, you can also do the same thing yourself for the price of a couple of stamps.