But that applies not only to credit cards, but also many groups, clubs and organizations. Do you know what all of your privileges are?
Part of spending smart is taking advantage of discounts and values we already paid for.
That's why it's worth taking time to become familiar with side benefits to being a card-carrying member of such groups as AAA, AARP, a warehouse club and, yes, your credit card.
Other examples are an industry organization or your local chamber of commerce. They're good for professional networking, but they might also offer access to group health insurance if you're self-employed.