Credit Research News - June, 2005

Quirky Credit Card Deals

When we set out searching for unusual credit cards, we didn't dream of finding a credit card for plastic surgery or one with a $25,000 monthly sweepstakes. With almost 900 million debit and credit cards in circulation (the total for Visa, MasterCard, Discover Card and Diners Club, according to the latest data from the Nilson Report, an industry newsletter), you, too, are bound to stumble across a few that are, well, weird.

Free yearly credit report just one piece of puzzle

A new federal law that makes credit information more available to consumers is a step in the right direction. But the Fair and Accurate Credit Transactions Act only fills in pieces of the consumer credit puzzle.

Fed considers altering credit card regulations

Growing consumer unease with credit card practices is fueling a call for action as lawmakers and regulators debate making changes.

ScoreRight(TM), a new credit score simulation tool released

ScoreRight provides the resources necessary to assist loan applicants in understanding how specific credit-related actions can affect their overall credit scores.

Free credit reports available today

The free access, has been fazed in across the country after Congress passed a law in 2003 requiring the three credit reporting bureaus to provide one free credit report per year.

Fair Isaac Expands ScoreNet Service to Deliver Greater Precision

Monthly credit score updates give lenders more up-to-date risk evaluations of their customers.