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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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Credit Research News - April, 2005















HOME :: RESEARCH :: CREDIT :: NEWS :: ARCHIVE

Credit Research News - April, 2005



Ex's debt may hurt your credit

If the credit cards were opened during your divorce, without regard to what the divorce court says, you may very well be held responsible for those obligations she walks away from. This is a question for your attorney and your accountant. If the accounts you are held to be responsible for are not paid or fall into default, it will clearly affect your credit rating.



A fresh start on credit -- without bankruptcy

Your creditors can reset the clock on your past-due accounts, wiping out the record of missed and late payments -- if you're willing to do your part, too.



Bill gives credit card industry too much credit

In exchange for banks, credit card companies and retailers getting a tough law that will force more consumers to pay more of their debts in bankruptcy, lenders should have agreed to a cap on the insane volume of direct-mail credit card solicitations they dump on consumers.



Credit Scores Plummet as Student Debt Rises

The amount of debt students have when they leave College is on the rise, suggests findings released by the U.S. Education Department. And there is a silent victim in this consumer credit crunch - Credit Scores



The ABCs of Business Credit

Learn why it's important to establish a business credit report separate from your personal credit and just how to do it.


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