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  Consumer Credit Templates

Climb to the top of the priority list. Everyone that seeks to deal with debt collectors or credit bureaus should be armed with this template package. This collection of letter and fax templates is a powerful means to dealing with all three credit bureaus and debt collectors
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  Mortgage Refinance

Learn your options with regard to refinancing the existing loan to lower your monthly payment, lower the interest rate, pull cash out or shorten the term of your existing home loan, we can match you with a home loan program that meets your specific needs. Our nationwide network of home loan and mortgage refinance professionals have access to literally hundreds of loan programs perfectly suited for those with less than perfect credit.

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Credit Research News - September, 2004















HOME :: RESEARCH :: CREDIT :: NEWS :: ARCHIVE

Credit Research News - September, 2004



Credit score affects financial future money tips

This score is an analysis of your past credit history. Determined by your credit decisions, a credit score is calculated by credit bureaus and then used by lenders to figure out how much of a risk you are. Scores range from 300 to 850. The higher your score, the better.



Sandra Block: Your Money - Ignorance is not bliss when it comes to knowing credit score

Your credit score influences everything from the interest rate on your mortgage to your car insurance premiums, yet many Americans don't worry enough about their scores. A recent survey by TrueCredit.com found that only 10% of Americans know their score.



Does Your Credit Make the Grade?; TrueCredit's Tutorial for Achieving A+ Credit This Fall

It's back to school time across the country, and while most families are concerned with stocking up on pencils and backpacks, rising interest rates signal that it is time for grown-ups to hit the books as well. A little credit homework now can save consumers thousands of dollars as rates increase.



Most Consumers Do Not Understand Credit Scores According to a New Comprehensive Survey

Most consumers do not understand what credit scores measure, what good and bad scores are, and how scores can be improved, according to the survey of 1027 representative adult Americans administered by the Opinion Research Corporation International for CFA and Providian in late July.



Deluxe Financial Services Introduces Intersections Inc. Consumer Credit Monitoring and Identity Thef

The service, offered to consumers on behalf of Deluxe's financial institution clients in the U.S., will help consumers safeguard their identities by providing such protections as check order screening and daily credit monitoring, as well as access to fraud resolution assistance.



National Credit Scores

Experian research indicates residents of New England, and Boston in particular have the nation's highest credit scores.


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