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New non-traditional credit rating in works
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Fair, Isaac & Co. the originator of the FICO score, the dominant credit evaluation measure used in the mortgage market confirmed last week that it is developing alternative online scoring mechanisms for loan applicants who have minimal banking, credit card or loan histories.
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New Credit Reporting Act To Include Greater I.D. Theft Protection
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National Consumer Credit Reporting System Improvement Act of 2003, would help improve the accuracy of credit reports and provide better financial information to individuals and families so they can make sound financial decisions and prevent crimes like identity theft from happening to them
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Identity Theft: credit card information on hotel room keys
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Hotels can't erase myth about credit card information on room keys. 'Two of the keys brought up a name and partial address, and another one brought up a name, address and credit card number'.
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Collecting too many credit cards can hurt rating
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Tempting offers for credit cards are everywhere. For some consumers, holiday charging could drive up the cost of borrowing for a home or a car, push up the cost of insurance and maybe even put a stop to getting a good job or nice apartment.
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