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User expressly acknowledges that use of this Web site is at your sole risk. Consumer Finance Hub is providing this Web site and its contents on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents. Consumer Finance Hub is not a law firm and nothing contained in this site can be construed as providing legal advice. Consumer Finance Hub makes every effort to provide honest insights into issues of credit debt and finance. Consumer Finance Hub takes a strict "truth versus power stance" and recognizes some of its findings discredit service providers, government agencies, and consumer activists. However, Consumer Finance Hub is committed to providing rich information based on its own empirical findings.

Consumer Finance Hub will not alter its dissemination of information to consumers that it finds truthful and valuable. Consumer Finance Hub will not waiver from this despite the fact it may represent some economic hardship to a private business capitalizing on consumer ignorance or offend a righteous consumer protection agency or group committed only to inciting paralyzing fear in consumers convincing them there is nothing they can do and no one can help them and they should just wait for a decade to get what they want out of life. If, at any time, Consumer Finance Hub is forced to remove information it finds to be true by way of injunction brought by biased third party, the fact the information is omitted will be published along with the content of the public record containing said omission and links to relevant research resources for consumers to make their own determination.

Consumer Finance Hub recognizes that private companies routinely seek the information from Consumer Finance Hub to use in articles, newsletters, websites and other materials. What's more, these same companies alter the information in such a way that warps the intent of the topic for their own means and claim authorship. The information contained on Consumer Finance Hub is protected by copyright, either held by Consumer Finance Hub or sources specifically mentioned. Consumer Finance Hub takes an aggressive stance towards copyright infringement and view infringement like most people would view someone stealing their car or their products from store shelves. In the case of copyright infringement, Consumer Finance Hub files lawsuits regardless of the economic viability of the suit and pursues the matter until resolved utilizing every legal mechanism to render defense of the action similar to stopping a freight train with that car you do not want stolen.

As for advertisers, to the maximum extent permitted by law, Consumer Finance Hub disclaims all such representations and warranties, including but not limited to warranties of merchantability and fitness for a particular purpose. In addition, Consumer Finance Hub does not represent or warrant that the information or merchandise provided through this Web site is accurate, complete or current. The prices listed in this Web site are not offers to form a contract but merely an advertisement for offers.

As for professional service providers, to the maximum extent permitted by law, Consumer Finance Hub disclaims all such representations and warranties, including but not limited to warranties of results, services or fitness for a particular purpose. In addition, Consumer Finance Hub does not represent or warrant that the information or merchandise provided by these service providers is accurate, complete or current. Consumer Finance Hub is not responsible for any errors, omissions or other actionable acts committed by professionals after being engaged by a consumer matched to the professional through the free consultation service. These are third party service providers or vendors that have been investigated by Consumer Finance Hub prior to being included in the free consultation feature. However, Consumer Finance Hub does not own, operate, manage or oversee in anyway the day-to-day operations of these professionals and Consumer Finance Hub does not share in any revenues, or receive commissions or any remuneration when a user of this site retains the services of the third party professionals and organizations. These are provided for the consumer as a convenience and any choice to use the professional has not been affected by the acts of Consumer Finance Hub.

Except as specifically stated on this Web site, under no legal theory, tort, contract or otherwise shall Consumer Finance Hub nor any of its directors, employees, merchants, content developers or any other party involved in the creation or maintenance of this site be liable for damages arising out of or in connection with the use of or inability to use this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

Under no circumstances shall Consumer Finance Hub be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of or inability to use Consumer Finance Hub. This includes but is not limited to reliance by a User on any information obtained from Consumer Finance Hub or that result from mistakes, omissions, interruptions, deletion of files or e-mail, errors, effects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction, or unauthorized access of Consumer Finance Hub records, programs or services.

Consumer Finance Hub reserves the right, in its discretion, to change or modify all or any part of these terms and conditions at any time, effective immediately upon notice published on this Web site.




















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